Rule CG-ACA-103
Offers and pricing: what rule CG-ACA-103 checks
Rule CG-ACA-103 is one of the checker's offers and pricing rules. It cites 45 CFR 155.220, 45 CFR 156.225 and more. The reason, source and safer wording are below.
CG-ACA-103 · Warns · Citation checked against stored text
People who help consumers enroll through the Marketplace must give correct information without omission of material fact. Plan marketing names and descriptions must not omit material facts or be misleading. Premium tax credits depend on income and eligibility, so a flat promise of free coverage for everyone is not accurate.
Source: 45 CFR 155.220(j)(2)(i); 45 CFR 156.225(c)
Safer wording: Say that cost depends on income, household size and the plan, and that many people qualify for lower premiums. Tell people to check their eligibility.
45 CFR 155.220, 45 CFR 156.225, 45 CFR 155.220(j)(2)(i), 45 CFR 156.225(c) · Needs counsel review
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