Rule CG-CMS-003
Offers and pricing: what rule CG-CMS-003 checks
Rule CG-CMS-003 is one of the checker's offers and pricing rules. It cites 42 CFR 422.2262, 42 CFR 423.2262. The reason, source and safer wording are below.
CG-CMS-003 · Warns · Citation checked against stored text
A plan sponsor may not use the word free for a $0 premium or for reductions in premium, deductibles or cost sharing. Applies to sponsors and their agents.
Source: 42 CFR 422.2262 (and 42 CFR 423.2262) bars calling a $0 premium or reduced premium, deductible or cost sharing free
Safer wording: Say "$0 monthly plan premium" and state any cost sharing that still applies.
42 CFR 422.2262, 42 CFR 423.2262 · Needs counsel review
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